Types Of Injuries
Electrical injuries happen when current passes through the body. According to MedlinePlus, there are three main categories for electrical injuries:
- Cardiac arrest
- Muscle, nerve, and tissue destruction
- Thermal burns
The heart, muscles, and brain are the most vulnerable body parts for internal damage. All types of electrical injuries are eligible for Workers' Comp, and in some cases, other forms of compensation.
If you or a loved one has been involved in an electrical accident at work, there are a few possible routes for financial compensation. Treatment for these serious injuries can be quite costly, so it's important to consider all of your options.
In Pennsylvania, just about every injured worker is entitled to benefits from Workers' Compensation. If your claim is accepted, you will receive compensation for medical expenses and about 2/3 of your lost wages. However, many workers struggle to receive their benefits in a complicated claims process.
Injured workers may face roadblocks from their employer and his or her insurance carrier. These insurance companies profit from paying out as little money as possible. A seasoned work injury lawyer will know what needs to be provided for a successful claim and how to circumnavigate the insurance company's efforts to deny coverage.
Social Security Disability
If your injury is severe enough to prevent you from returning to work for a year or more, you may qualify for benefits through Social Security Disability. Like Workers' Comp claims, this process is complex and requires a great deal of evidence and documentation of your injuries. Many claims are denied the first time, but having experienced legal counsel by your side makes it much more likely that your claim will be accepted.
In accidents which were caused by a third party's negligence, victims may seek compensation in a personal injury claim. While you're usually not permitted to sue your employer, there are exceptions for egregious violations of safety standards.
If you work in the construction industry, you likely share your job site with a variety of third parties. If someone other than your employer acted negligently and caused your accident, you may hold them liable for damages. Examples include independent contractors, other subcontractors, and property owners.