Employees in all types of workplaces are at a potential risk for knee injuries. The joints and tendons in your knees are vulnerable to slowly developing injuries after several years in the workforce. Additionally, workers in physically demanding and hazardous professions such as construction, mining, and manufacturing often injure their knees in workplace accidents.
In either situation, you qualify for Workers' Compensation benefits as long as your injury is directly related to your job duties. However, many employers and insurance companies may dispute these claims, arguing that the injury was preexisting or unrelated to your job duties.
There are certain situations in which a personal injury claim is also an option - such as a construction site accident caused by an independent contractor's negligent mistake. In order to file one these claims, your injury must have been caused by the negligence of someone other than a co-worker or your employer.
How Can I Receive Compensation?
If you're unable to work because of a knee injury, it's important to consider all possible avenues for compensation. Your employer and their insurance company will likely look for any valid reason to limit your coverage or deny your claim completely. It's often necessary to have your own work injury lawyer who has experience in the claims and appeals process.